Personal Commitment and Lifestyle
With a relentless commitment to managing complex financial scenarios efficiently, my aim is to enable my clients—as well as myself—to enjoy the more pleasurable aspects of life. Being an ardent lover of the outdoors, my personal life is a testament to the balance I preach. Alongside my wife Melissa, and our two daughters, whom we homeschool with a global perspective, we often find ourselves embarking on adventures, be it traveling, camping, mountain biking, rock climbing, or backcountry touring with my split-board. These experiences not only enrich our family bonds but also ground my approach to financial planning in real-world, tangible experiences.
Expertise as a Certified Public Accountant (CPA)
In the realm of financial planning, being a CPA provides a distinct advantage, especially when navigating the intricate pathways of the tax code. My proficiency as a CPA is not just a designation; it’s an essential tool that empowers me to optimize financial strategies for individuals, families, businesses, trusts, partnerships, not-for-profit organizations, and retirement plans. My clients are primarily focused on net returns—what they keep after taxes—which is why tax-efficient strategies are at the heart of our planning processes at Veritas Wealth Management.
Comprehensive Tax-Oriented Planning
Tax efficiency is paramount in every strategy we implement. This encompasses a broad spectrum of considerations:
- Investment Expense Deductions: Maximizing the deductibility of investment-related expenses.
- Tax-Efficient Investing: Structuring investments to minimize tax liabilities.
- Real Estate and Retirement: Leveraging tax rules for home sales and retirement accounts to benefit financially.
- Social Security and Insurance: Understanding the taxation of social security benefits and the optimal use of life insurance and annuities.
- Investment Income and Distributions: Managing the tax impact on various forms of investment income and mutual fund distributions.
- Family and Legacy Planning: Addressing the tax implications of divorce, estate, gift taxes, and the strategic use of trusts.
- Education Savings: Utilizing tax-advantaged saving strategies for educational expenses.
Evidence-Based Investing Philosophy
At Veritas Wealth Management, our investment philosophy is grounded in evidence-based investing. This approach is supported by robust, peer-reviewed research that rejects market timing and stock-picking in favor of a disciplined, risk-adjusted strategy. We advocate for investments that are broadly diversified, low cost, tax-efficient, and liquid. Our preferred instruments include mutual funds managed by renowned firms like Dimensional Fund Advisors, Bridgeway, AQR, and Stone Ridge. For clients with significant fixed income needs, we meticulously craft and manage laddered bond portfolios to ensure stability and predictable income.
Commitment to Your Best Interest
As a registered investment advisor, I am legally bound to prioritize your best interests above all else. This fiduciary responsibility guides every decision and recommendation I make, ensuring that your financial goals and needs are at the forefront of our strategies.
Invitation for a Personal Consultation
Understanding that each individual’s financial landscape is unique, I encourage prospective clients to engage in a personal consultation. This allows us to tailor a financial plan that not only meets your immediate needs but also secures your long-term financial health and legacy.
At Veritas Wealth Management, your financial security is our utmost priority. Let us guide you through the intricacies of financial planning with the precision only a CPA-led firm can offer. Whether you’re looking for a “financial planner near me” or a “certified financial planner near me,” our team is here to provide the expertise and care you deserve. Join us, and let’s build your secure future together.
