Frequently Asked Questions:

Do you offer one-time or hourly fee-only planning?

No, I do not offer one-time or hourly financial planning. I combine ongoing financial planning, implementation, and portfolio management into one comprehensive service offering for my clients. I believe that financial planning is not just a one-time exercise, but rather a dynamic process that requires periodic updates and collaboration with the client. As your circumstances, goals, and priorities shift, this should be captured in your financial roadmap. Life changes, and so should your plan!

What is the minimum amount of investable assets needed to work with you?

While I don’t maintain a strict minimum investment requirement, I carefully select clients who align with my approach and values. I typically work with individuals and families who either have accumulated significant assets or demonstrate strong potential for wealth creation. My most successful client relationships are those who value comprehensive financial planning, embrace an evidence-based investment philosophy, and seek a long-term partnership. I evaluate each potential relationship individually to ensure I can provide meaningful value and the high level of service my clients expect.

Do you pick individual stocks?

No. I believe individual stock picking is not an intelligent or responsible way to invest. The evidence indicates that the price of publicly traded stocks and bonds is determined by the expectations of millions of trades daily and is likely a fair price. The market is relatively efficient. Efforts to find mispriced stocks are unlikely to be successful. For an excellent discussion of this subject, read this article by Larry Swedroe, the former Director of Research for the BSP ALLIANCE.

I am contacting you because I have heard you offer access to Dimensional Fund Advisors (DFA) funds. What is your relationship with them?

Our firm is proud to be among the select firms that have access to DFA funds. These funds often provide the best vehicles for building cost-effective portfolios. However, I receive no compensation from DFA. Whenever I feel there is a better investment option for your particular needs, I use it. Learn more about DFA HERE.

If something happens to you, what happens to my money?

I have a succession agreement in place with Focus Partners Wealth. Your accounts would be seamlessly handled by experienced professionals with the same fiduciary standard of care, investment philosophy, and services.