Comprehensive Financial Planning
Financial planning is the cornerstone of our services at Veritas Wealth Management. We understand that each client has unique financial goals and challenges. Therefore, we offer personalized financial planning services that cover every aspect of your financial life. From creating a budget that aligns with your lifestyle to planning for major life events, we ensure you are well-prepared for the future.
Tax-Efficient Investing
Our investment philosophy is grounded in evidence-based practices. We do not rely on market predictions or attempt to time the market. Instead, we focus on tax-efficient investing strategies that maximize your returns while minimizing your tax liability. We recommend diversified, low-cost, tax-efficient, and liquid investments. For instance, we utilize investment vehicles managed by Dimensional Fund Advisors, Bridgeway, AQR, and Avantis for stock and fixed income portfolios.
Estate Planning
Estate planning is a critical component of your financial strategy, ensuring that your assets are distributed according to your wishes after your passing. We provide comprehensive estate planning services that include the creation of wills, trusts, and other legal documents to protect your legacy. Our goal is to provide peace of mind by ensuring your estate is handled efficiently and according to your desires.
Insurance Planning
Protecting your wealth is as important as growing it. At Veritas Wealth Management, we offer insurance planning services that cover life, health, disability, and property and casualty (P&C) insurance. We evaluate your current insurance coverage and recommend policies that best protect you and your family.
Investment Consulting
Our investment consulting services are designed to help you build and maintain a robust investment portfolio. We recommend broadly diversified portfolios that are tailored to your risk tolerance and investment goals. For clients with substantial fixed income needs, we implement laddered bond portfolios to provide steady income while managing interest rate risk.
College Savings
Planning for your children’s education is a significant financial goal for many families. We offer college savings planning services that help you select the best savings vehicles, such as 529 plans, to ensure that you can afford the rising costs of higher education.
Social Security Planning
Maximizing your Social Security benefits is an essential part of your retirement strategy. We provide Social Security planning services to help you determine the best time to claim your benefits, ensuring that you receive the maximum possible amount.
Retirement Savings and Spend-Down Planning
Retirement planning is more than just saving; it’s also about efficiently managing your assets during retirement. We help you develop a retirement savings plan that aligns with your goals and create a spend-down strategy that ensures your savings last throughout your retirement.
Charitable Gifting Strategies
If you have philanthropic goals, we can help you develop charitable gifting strategies that maximize the impact of your donations while providing tax benefits. Whether it’s through direct gifts, donor-advised funds, or charitable trusts, we ensure your generosity is both impactful and tax-efficient.
Wealth Protection Planning
Protecting your wealth from potential risks is a vital part of our services. We offer wealth protection planning to help safeguard your assets from lawsuits, creditors, and other threats. Our strategies include asset protection trusts, liability insurance, and other legal structures designed to protect your wealth.
Family Wealth Transfer Strategies
Transferring wealth to the next generation requires careful planning to minimize taxes and ensure a smooth transition. We provide family wealth transfer strategies that help you pass on your assets in the most tax-efficient manner possible. This includes strategies such as gifting, trusts, and family limited partnerships.
Small Business Retirement Plans
If you are a small business owner, we offer retirement plan solutions that help you and your employees save for the future. From SEP IRAs to 401(k) plans, we help you choose and implement the best retirement plan for your business.
Collaboration with Experts
For services we do not offer in-house, we coordinate with other experts within our network or work with your existing providers. This ensures that you receive comprehensive and seamless financial advice.
Transparent Fees
At Veritas Wealth Management, we believe in full transparency regarding our fees. We provide a detailed breakdown of our charges so that you know exactly what you are paying for. Our fees are straightforward, and we do not receive compensation from the custodians holding your assets, ensuring that our advice is always in your best interest.
Custodian Services
All your assets are controlled by you and held in your name by our independent custodians, Schwab Institutional or Fidelity Institutional. You can monitor your portfolio 24/7 on their secure websites. We have limited power of attorney to execute transactions on your behalf, ensuring that you remain in control of your investments.
Contact Us
At Veritas Wealth Management, we are dedicated to helping you achieve your financial goals with integrity and transparency. Contact us today to schedule a consultation and start your journey toward financial success.
Veritas Wealth Management is committed to providing you with the highest level of service and expertise. Our comprehensive approach to financial planning, tax-efficient investing, estate planning, and more ensures you have a solid financial foundation for the future. Let us be your partner in achieving financial success.
