A Personalized Approach to Your Retirement Future

I’m Troy Knighton, CPA, and I founded Veritas Wealth Management with a single mission: to help clients make smart financial decisions grounded in truth and transparency. Retirement should be one of the most rewarding chapters of your life—but it requires foresight and planning.

As both a Certified Public Accountant and a Registered Investment Advisor, I provide an integrated perspective that combines the tax expertise of a CPA with the fiduciary responsibility of an independent financial advisor. This means every retirement plan we create considers how investment returns, income distribution, and taxes work together to protect and grow your wealth.

When you search for retirement planning near me, what you truly need is a partner who sees the full picture—not just your portfolio, but your goals, lifestyle, and legacy. That’s what Veritas delivers.

What Retirement Planning Really Means

Retirement planning isn’t just about a number in an account. It’s about ensuring your savings can support the life you want—whether that’s traveling the world, spending more time outdoors, or simply maintaining peace of mind knowing you’ll never outlive your assets.

At Veritas Wealth Management, our process is designed to answer the most critical questions:

• How much do you really need to retire comfortably?
• When is the right time to retire?
• How can you generate reliable income in retirement without depleting your principal?
• What strategies can reduce your tax burden during your retirement years?
• How can your portfolio remain balanced and protected against market volatility?

By combining comprehensive financial planning with strategic tax management, we help clients create retirement roadmaps that adapt to life’s changes—because a plan that works today must also work tomorrow.

A CPA’s Advantage in Retirement Planning

You don’t need to be a CPA to be a financial advisor, but understanding the tax code at a deep level creates a major advantage when developing a retirement strategy.

As a CPA, I analyze how every investment decision impacts your taxes—today and in the future. This includes:

• Tax-efficient withdrawal strategies that help minimize what you owe as you begin drawing from retirement accounts.
• Roth conversions that reduce future taxable income while keeping your tax bracket under control.
• Charitable giving plans that align your values with your financial goals while offering significant tax benefits.
• Estate and legacy planning that ensures your wealth is passed on efficiently and according to your wishes.

With Veritas Wealth Management, retirement planning goes beyond asset allocation—it’s about aligning your tax, investment, and estate strategies for the most efficient outcome possible.

Evidence-Based Investing for Retirement Confidence

When it comes to investing for retirement, emotions often cloud judgment. That’s why our firm practices evidence-based investing—a disciplined, academically grounded approach rooted in decades of research.

This means no chasing the latest trends, no guessing which stock will rise next, and no reactionary moves based on market noise. Instead, we build diversified portfolios based on historical data, risk tolerance, and long-term performance.

Our goal is simple: to give you confidence in your investment strategy so you can focus on enjoying life, not monitoring markets. Whether you’re just starting to save or transitioning into retirement income, our evidence-based approach keeps your plan focused on what works—not on speculation.

Income Distribution Strategies That Work

Transitioning from saving to spending is one of the biggest shifts in retirement planning. The goal isn’t just to accumulate wealth—it’s to make that wealth last a lifetime.

At Veritas Wealth Management, we design retirement income strategies that balance growth with stability. Using your unique goals and assets, we create a customized withdrawal plan that prioritizes:

• Sustainable income streams that align with your lifestyle and longevity.
• Tax-efficient distributions from IRAs, 401(k)s, pensions, and taxable accounts.
• Inflation protection through diversified investments and long-term planning.
• Contingency planning for healthcare costs, long-term care, and unexpected life events.

Retirement should give you freedom, not financial stress. With our CPA-led planning, you can feel confident that your income strategy supports both your needs and your peace of mind.

Fiduciary Guidance, Always in Your Best Interest

As a Registered Investment Advisor (RIA), Veritas Wealth Management operates under a fiduciary duty, meaning we are legally and ethically bound to act in your best interest at all times.

That’s a distinction that matters. Unlike brokers or commission-based advisors, we don’t sell products or earn incentives based on the investments you choose. Every recommendation we make is guided solely by what’s best for you and your goals.

When you work with Veritas, you get complete transparency, objective advice, and a partnership built on trust.

Retirement Planning for Every Stage of Life

Whether retirement is 30 years away or right around the corner, we tailor our strategies to your current stage and future goals:

Early Career

Build a strong foundation through disciplined saving, tax-advantaged accounts, and strategic investment choices that compound over time.

Mid-Career

Optimize your retirement accounts, adjust for risk, and align your investments with evolving priorities—college funding, mortgages, or business ventures.

Nearing Retirement

Fine-tune your income projections, manage taxes, and ensure your assets are positioned for stable returns through market fluctuations.

Retired

Shift your focus to sustainable withdrawals, tax efficiency, and legacy planning so you can enjoy retirement without financial worry.

Each plan is dynamic and reviewed regularly to adapt to changes in your life, goals, and the economic environment.

Why Clients Choose Veritas for Retirement Planning

When clients search for retirement planning near me, they often find large institutions offering one-size-fits-all solutions. Veritas takes a different approach.

We’re intentionally small, client-focused, and committed to personal relationships. Every financial plan is crafted with care, precision, and an understanding of your complete financial picture. You’re never just an account number—you’re a partner in a long-term strategy built to help you thrive.

Our clients choose Veritas Wealth Management because we offer:

• A CPA-led approach for smarter tax and retirement integration.
• Evidence-based investment strategies grounded in data, not emotion.
• Fiduciary-level service that prioritizes transparency and trust.
• Comprehensive wealth management that aligns tax, estate, and investment goals under one cohesive strategy.

Plan Today for the Retirement You Deserve

The earlier you begin your retirement planning, the more flexibility and opportunity you’ll have to shape your future. Whether you’re maximizing contributions, transitioning into semi-retirement, or planning your estate, Veritas Wealth Management provides the clarity and confidence you need to make informed decisions.

If you’re searching for retirement planning near me, discover how a CPA-led, evidence-based approach can transform your financial outlook.

Schedule a consultation with Veritas Wealth Management today, and let’s start building a retirement plan that reflects your values, secures your future, and gives you the freedom to live fully.