Whether you’re a young professional just starting out, a business owner seeking to expand, or someone looking to preserve your wealth in retirement, proper financial planning is critical. The process involves assessing your current financial situation, defining your long-term objectives, and creating a plan to meet those goals. We’ll take into account not only your investments but also your estate, tax obligations, and risk tolerance. Having a solid financial plan can provide peace of mind, knowing that your future is well thought out and safeguarded.
Evidence-Based Investment Philosophy
At Veritas Wealth Management, we follow an evidence-based investment philosophy. Rather than relying on predictions or market speculation, we use peer-reviewed research and proven strategies to make informed investment decisions. While no one can consistently predict the direction of the market, research shows that broadly diversified, low-cost, and tax-efficient portfolios tend to outperform those based on guesswork or high-fee, actively managed funds.
We believe in using wealth management strategies that are grounded in evidence and have been thoroughly vetted. We recommend mutual funds managed by Dimensional Fund Advisors, Bridgeway, AQR, and Stone Ridge for both stock and fixed income portions of your portfolio. These funds are carefully selected for their ability to provide broad diversification, reduce costs, and enhance tax efficiency. Additionally, for clients with larger fixed income needs, we implement laddered bond portfolios to ensure steady returns while mitigating interest rate risk.
Our approach ensures that your investments are not only designed to grow over time but are also aligned with your tax obligations, ensuring that you keep more of what you earn.
Why Work with a CPA-Lead Advisor?
One of the most significant advantages of working with a CPA-led financial planning firm is the expertise in managing complex tax scenarios. Taxes can have a significant impact on your financial health, especially when it comes to investments, estate planning, and retirement strategies. Many financial advisors may focus primarily on portfolio growth without considering the implications of taxes on your wealth.
At Veritas, we take a comprehensive approach to your financial health, ensuring that all aspects of your financial plan work together seamlessly. From tax-efficient investments to estate planning strategies that minimize the tax burden for future generations, our goal is to ensure that every element of your financial life is optimized for success. We make it a point to stay current on ever-changing tax laws, ensuring that our strategies are always aligned with the latest regulations.
Insurance Planning
Protecting your wealth is as important as growing it. At Veritas Wealth Management, we offer insurance planning services that cover life, health, disability, and property and casualty (P&C) insurance. We evaluate your current insurance coverage and recommend policies that best protect you and your family.
Investment Consulting
Our investment consulting services are designed to help you build and maintain a robust investment portfolio. We recommend broadly diversified portfolios that are tailored to your risk tolerance and investment goals. For clients with substantial fixed income needs, we implement laddered bond portfolios to provide steady income while managing interest rate risk.
Personal, Tailored Service
At Veritas Wealth Management, we know that every individual’s financial situation is unique. That’s why we offer tailored financial planning services to meet the specific needs of our clients. Whether you’re a business owner looking for financial advice or an individual planning for retirement, we take the time to understand your financial goals and customize a strategy that fits your life.
One of the key benefits of working with Veritas is the personal attention you receive. We’re not a large, impersonal financial institution. Instead, we offer boutique wealth management services designed to give you the highest level of personalized care. We’re dedicated to helping our clients not only grow their wealth but also enjoy the peace of mind that comes with having a sound financial plan.
Partner with Veritas Wealth Management
In today’s complex financial landscape, having the right financial advisor is crucial. At Veritas Wealth Management, we combine the expertise of a CPA with a proven, evidence-based approach to investing. We are committed to helping our clients achieve their financial goals while minimizing tax liabilities and maximizing returns. If you’re searching for financial advisors near me or looking for comprehensive wealth management services, look no further than Veritas Wealth Management.
Whether you’re ready to start your financial planning journey or need guidance with specific investment strategies, Veritas Wealth Management is here to help. Let us be your trusted partner in securing a financially stable future for you and your family.
